First Access card

First Access Card can be described as a full-feature VISA credit card that is accepted in a national wide wherever you can see the VISA logo. For getting of this card there is no need for perfect credit approval, and apply now using the safe and secure online application with high speed. After applying through the online get the quick response in a little as 60 seconds.

What are you waiting for?

  1. To get this First access card, users require an active checking account and after that user will receive a high fixed 34.99% variable on all balances. The card itself comes with the many charges, so try paying off your balance every month regularly to overcome accruing debt.
  2. After the opening of your account, you have to pay a one-time program fee of 89 dollars, it is common among subprime of unsecured cards. And the annual fee will be for the first year is 75 dollars and for the second year 48 dollars.
  3. For the first year, you will not have to pay any monthly servicing charges, but after completion of the first-year, you need to pay 6.25 dollars every month.

What are the benefits of First Access card?

  • Build credit: The First access card describes all three main credit bureaus and makes you build the credit whenever users use their card and pay their bills on time.
  • $300 initial credit limit: Once the process of approving has been completed, you will get an unsecured credit limit of $300. After completion of six months of the card user, you will have the facility to request a huge credit limit.

Features of First Access card:

Now let us discuss some of the main and important characteristics of the First access card provided by MyCCPay app. They are listed below as follows.

  1. With this card, you can get the security and convenience of a full-feature, this First access card is accepted by millions of people such as merchant and ATM locations in national-wide and online also.
  2. To all three major credit reporting agencies, monthly reporting is available.
  3. There is no need for perfect credit is not required for approval.
  4. It is one of the best and secure online applications.
  5. Users can receive their card more quickly with optional Expedited Processing, but some additional charges are applied for this.
  6. You can get a result very quickly that is 60 seconds after the completion of online application.
  7. There is a 24*7 online customer center is available.
  8. The First access card is issued by the Bank of Missouri.
  9. It also provides you to choose your favorite card design from your gallery free of cost.

It is one of the unsecured credit cards for building credit. But it is expensive such as you will pay an $89 as a one-time program fee, along with $75 as a first annual fee. And followed by $48 every year.

Many of the cards are not required to get a credit card. That is the reason it is better to avoid the First access card in most of the circumstances. By using this card users can diligently and accountable make their payments so that users can easily increase their credit score for better cards.